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UPDATING GUAM’S WORKERS’ COMPENSTATION: AN INJURY AT WORK TO BANKRUPTCY

Updated Oct 19, 2017 11:43 pm



The purpose of workers’ compensation should be to ensure an injured worker receives a timely and predictable compensation until the worker is able to return to work.  In 1988, Guam last updated the maximum cap on workers’ compensation to $250 per week for total permanent disability (e.g. loss of both arms or both legs).  The amount of compensation is even less if the loss of limbs is considered partial.  Everybody in attendance at the roundtable on October 10, 2017 at the Guam Legislature seemed to agree that the $250 per week was insufficient.
 
Attorney Bell was advocating for a maximum amount of $1000 per week, which was justified through a comparison with California and New York.  This maximum payment is based on 66 and 2/3% of an individual’s weekly paycheck before injury.  In order to receive up to $1,000 per week, the individual must be earning an annual salary of $78,000.  Unfortunately, the wages on Guam for the average public and private sector employees have stagnated over the years where the $1,000 amount per week would not be met by most employees.  According to McLaren and Baldwin (2017), the average maximum pay for permanent total disability is $945 as set for all states and some territories, excluding Guam.  GFT endorses a maximum compensation of $1,000 per week at 66 and 2/3% of a person’s income despite many workers on Guam not meeting this amount.
 
Some states allow for workers’ ompensation for an individual’s entire lifetime while others place a limit based on the extent of the injury.   For a worker to lose both arms at work as an example of total permanent disability, the pain is a lifetime, not five years or less.  Grabell and Berkes (2015) noted the struggles of underproviding benefits to those workers injured at work.  These struggles of not receiving sufficient funds meant filing for bankruptcy or being at the brink of such a financial disaster.  Workers’ compensation is supposed to be a safety net to keep an individual from complete ruin.  McLaren and Baldwin (2017) list a more comprehensive comparison between states on workers’ compensation benefits within its appendix C.  Knowing that some injuries are a lifetime and may prevent an injured employee from returning to work, GFT proposes that a time limit for monetary payments for permanent total disability be the same as most of the states, which has no time limit or until the employee is able to return to work.
 
References
Grabell, M., & Berkes, H. (2015). As workers’ comp varies from state to state, workers pay the price. National Public Radio. Retrieved here
 
McLaren, C. F., & Baldwin, M.L. (2017). Workers’ compensation: Benefits, coverage, and costs. National Academy of Social Insurance. Retrieved here
 
RESCHEDULED UNTIL FURTHER NOTICE: PORT DAILY OVERTIME COURT HEARING

Updated Oct 17, 2017 4:45 pm

A hearing on the daily overtime pay owed to Stevedore members at the Port Authority of Guam was scheduled on Friday, October 20, 2017 but is now RESCHEDULED UNTIL FURTHER NOTICE.
 
As stipulated in the Port&
JOB INSURANCE AND MORE

Updated Oct 12, 2017 11:07 pm

Being a member of GFT is job insurance.  When an employee gets blamed for unfortunate events occurring at work, GFT will advocate for a fair representation throughout the entire process.  GFT holds Exclusive Recognition for many age
GFT JOINS THE FIGHT

Updated Oct 12, 2017 7:44 pm

GFT continues to "JOIN THE FIGHT" with Guam Cancer Care giving Guam's businesses, organizations and associations the alliance and common interest in improving the lives of the people of Guam!   

GFT - GFD CONTRACT STILL IN PROCESS

Updated Oct 10, 2017 12:06 am

Chief negotiators for GFT and the Guam Fire Department met this week to coordinate the final process of negotiations for the GFT - GFD Collective Bargaining Agreement (CBA). A number of items in the CBA have been discussed and negotiated to i
ROUND TABLE DISCUSSION ON GUAM’S WORKERS’ COMPENSATION LAW

Updated Oct 6, 2017 12:54 am

Senator Regine Biscoe Lee will be holding a round table discussion on October 10, 2017 at 10AM in the Public Hearing Room of I Liheslaturan Guahan to discuss the Workers’ Compensation Law.  The current Workers' Compensation Com
GEB SEEKS TO SEVER TIES TO CHARTER SCHOOL FUNDING; GFT WANTS CHARTER SCHOOL ACCOUNTABILITY

Updated Sep 29, 2017 12:57 am

The Guam Education Board (GEB) unanimously supported a resolution to sever its financial ties with charter schools.  GEB member Robert Crisostomo noted that charter schools receive their funding from Guam Department of Education’s
GFT - ALUTIIQ NEGOTIATIONS CONTINUE

Updated Sep 29, 2017 12:56 am

The GFT - ALUTIIQ Collective Bargaining Agreement (CBA) negotiations for DODEA Bus Drivers will continue tomorrow regarding the economic aspects of the agreement. The GFT negotiation team have met with Guam's economic experts and reviewed
AFT Disaster Relief.  The NEA and the Florid">HELP YOUR UNION BROTHERS AND SISTERS: AFT DISASTER RELIEF

Updated Sep 26, 2017 3:57 am

Show your support for your union brothers and sisters affected by the recent Hurricane disasters. You can help by making a donation through the AFT Disaster Relief.  The NEA and the Florid

GFT & GEB RATIFY TEACHERS' CBA

Updated Sep 21, 2017 7:09 pm

The Guam Education Board approved and signed the revised Teachers' Collective Bargaining Agreement (CBA) at last night's board meeting.  GFT members also ratified the CBA in a unanimous vote at last week's ratification meeting.

GUAM EDUCATION BOARD MEETING TODAY, 9-21-17, AT 5PM

Updated Sep 20, 2017 4:37 pm

The Teachers' Collective Bargaining Agreement is up for approval by the Guam Education Board in their regular board meeting scheduled today, September 21, 2017, at 5pm in the Superintendent's conference room in Tiyan.  GFT Members

AMENDMENTS TO BE VOTED ON AT GENERAL MEMBERSHIP MEETING SEPT.20

Updated Sep 17, 2017 11:39 pm

The next General Membership meeting will be on Wednesday, September 20, 2017 at 6pm at the UOG School of Business and Public Administration Building, multipurpose room #129.

 Amendments to the GFT By-Laws for the COPE Committee

 
Revised PTEP
Revised PTEP (April 30, 2014)
Download PTEP
Hay Pay Grievance
Dissatisfied with your Hay Pay? Start your grievance with these guidelines and sample form.
(Part A) Grievance Process
(Part B) Sample Grievance Form


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MEMBER BENEFITS
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    $5 Off Learn Chamorro education DVD 

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    GFT Members will receive the following benefits without charge for legal fees (This is subject to Attorney's Availability):  • Durable Power of Attorney • Confirmation of Community Property (without Probate) • Summary Administration of Estates Under $20,000. The law office will represent GFT members for Change of Name, Guardianship (adult, minors and Ad Litem) and Adoption for a flat legal fee. All Attorney fees, costs and other fees, including but not be limited to Court filing fees, service of process and summons shall be borne by the Client. All professional work is subject to ethics standards and availability of counsel.  Must schedule an appointment to see an Attorney. Call 475-0200 to schedule your free consultation. 

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  • Marks Sporting Goods - 10 % Off Reg. Priced Items
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